:root{
 --navy:#0f2438; --navy-mid:#17324c; --navy-dark:#0b1b2a;
 --gold:#a9843a; --ink:#1c2a35; --muted:#5d6d79; --line:#e4eaee;
 --page:#f6f7f8; --white:#ffffff; --hero-support:#c5d2dc;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:92px}
body{margin:0;background:var(--page);color:var(--ink);font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;font-size:17px;line-height:1.62;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
h1,h2,h3,.serif{font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;font-weight:800;color:var(--navy);line-height:1.14;letter-spacing:-.02em}
h1{font-size:clamp(2.3rem,4.6vw,3.6rem);margin:0 0 .5em;letter-spacing:-.03em}
h2{font-size:clamp(1.7rem,3.1vw,2.3rem);margin:0 0 .45em}
h3{font-size:1.2rem;font-weight:700;letter-spacing:-.01em;margin:0 0 .35em}
p{margin:0 0 1em}
a{color:var(--navy)}
ul{margin:0}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
.narrow{max-width:760px}
.eyebrow{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:12px;display:block;font-family:"Inter",sans-serif}
section{padding:64px 0}
.sec-alt{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-navy{background:var(--navy);color:#dfe6ea}
.sec-navy h2,.sec-navy h3{color:var(--white)}
.sec-navy .eyebrow{color:var(--gold)}
.lead{font-size:1.1rem;color:var(--muted);max-width:620px}
.sec-navy .lead{color:var(--hero-support)}

/* ---------------- Header: dark, one row, tabs centered ---------------- */
header.site{position:sticky;top:0;z-index:50;background:var(--navy-dark);border-bottom:1px solid rgba(255,255,255,.1)}
.hdr{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;height:78px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--white);white-space:nowrap;justify-self:start}
.logo-img{height:56px;width:auto;display:block}
.logo-img-footer{height:52px;width:auto;display:block}
@media (max-width:640px){.logo-img{height:44px}.logo-img-footer{height:42px}}
.mark{width:34px;height:38px;display:grid;place-items:center;flex:0 0 auto}
.mark svg{width:34px;height:38px;overflow:visible}
.mark .sh{fill:var(--navy-mid);stroke:var(--gold);stroke-width:2.2;stroke-linejoin:round}
.mark .sh-in{fill:none;stroke:rgba(255,255,255,.18);stroke-width:1}
.mark .v{fill:none;stroke:var(--white);stroke-width:3.6;stroke-linecap:round;stroke-linejoin:round}
.mark .dot{fill:var(--gold)}
.word .g{color:var(--gold)}
.word{font-family:"Inter",sans-serif;font-size:1.2rem;font-weight:800;letter-spacing:-.01em;white-space:nowrap;color:var(--white)}
nav.main{display:flex;align-items:center;justify-content:center;gap:clamp(12px,2.2vw,26px)}
nav.main a{text-decoration:none;font-size:.91rem;color:#c7d0d6;font-weight:600;white-space:nowrap;padding:4px 0}
nav.main a:hover{color:var(--white)}
nav.main a.nav-support{opacity:.7;padding-left:16px;margin-left:2px;border-left:1px solid rgba(255,255,255,.18)}
nav.main a.nav-support:hover{opacity:1}
.nav-item{position:relative;padding-bottom:16px;margin-bottom:-16px}
.dd-trigger{background:none;border:none;font:inherit;font-size:.91rem;color:#c7d0d6;font-weight:600;white-space:nowrap;padding:4px 0;display:inline-flex;align-items:center;gap:4px;cursor:pointer}
.dd-trigger:hover{color:var(--white)}
.caret{width:10px;height:10px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;transition:transform .15s}
.nav-item:hover .caret,.nav-item.open .caret{transform:rotate(180deg)}
.dropdown-panel{position:absolute;top:calc(100% + 2px);left:50%;transform:translateX(-50%) translateY(-6px);min-width:260px;background:var(--white);border:1px solid var(--line);border-radius:12px;box-shadow:0 20px 44px -16px rgba(0,0,0,.3);padding:10px;opacity:0;pointer-events:none;transition:opacity .15s ease,transform .15s ease;z-index:60}
.nav-item:hover .dropdown-panel,.nav-item.open .dropdown-panel{opacity:1;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.dropdown-panel a{display:block;padding:11px 14px;border-radius:8px;color:var(--navy)!important;font-size:.92rem;font-weight:600;text-decoration:none;white-space:normal}
.dropdown-panel a:hover{background:var(--page)}
nav.main .mm-cta{display:none}
.hdr-cta{justify-self:end}
.btn{display:inline-block;background:var(--navy);color:var(--white)!important;text-decoration:none;padding:12px 22px;font-weight:700;font-size:.88rem;letter-spacing:-.005em;border:1px solid var(--navy);cursor:pointer;font-family:"Inter",sans-serif;border-radius:6px;transition:background .15s,transform .15s;white-space:nowrap}
.btn:hover{background:var(--navy-mid)}
.btn-gold{background:var(--gold);border-color:var(--gold);color:var(--navy)!important}
.btn-gold:hover{background:#bd9752}
.btn-line{background:transparent;color:var(--navy)!important;border-color:var(--navy)}
.btn-line-w{background:transparent;color:var(--white)!important;border-color:rgba(255,255,255,.55)}
.btn-line-w:hover{background:rgba(255,255,255,.08)}
.menu-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px;flex-direction:column;justify-content:center;align-items:center;gap:5px;justify-self:end}
.menu-toggle span{display:block;width:22px;height:2px;background:var(--white);border-radius:2px;transition:transform .2s ease,opacity .2s ease}
.menu-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.menu-toggle.open span:nth-child(2){opacity:0}
.menu-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media (min-width:981px) and (max-width:1360px){
 .wrap.hdr{padding:0 14px}
 .logo{gap:7px}
 .word{font-size:1rem}
 nav.main{gap:clamp(6px,1.1vw,16px)}
 nav.main a,.dd-trigger{font-size:.8rem}
 nav.main a.nav-support{padding-left:9px;margin-left:0}
 .hdr-cta .btn{padding:9px 13px;font-size:.76rem}
}
@media (max-width:980px){
 .hdr{grid-template-columns:auto auto}
 .hdr-cta{display:none}
 .menu-toggle{display:flex}
 nav.main{display:none;position:fixed;top:78px;left:0;right:0;bottom:0;background:var(--navy-dark);border-bottom:1px solid rgba(255,255,255,.12);flex-direction:column;align-items:stretch;gap:0;padding:6px 22px 26px;overflow-y:auto;box-shadow:0 22px 44px -20px rgba(0,0,0,.5);z-index:49}
 nav.main.open{display:flex}
 html.nav-open,html.nav-open body{overflow:hidden;height:100%}
 nav.main a,nav.main .dd-trigger{width:100%;justify-content:space-between;padding:16px 2px;border-bottom:1px solid rgba(255,255,255,.1);font-size:1rem}
 nav.main a.nav-support{border-left:none;padding-left:2px;margin-left:0;opacity:1;border-bottom:1px solid rgba(255,255,255,.1)}
 .nav-item{position:static;padding-bottom:0;margin-bottom:0;width:100%}
 .dropdown-panel{position:static;display:none;opacity:1;pointer-events:auto;transform:none;box-shadow:none;border:none;border-radius:0;background:transparent;padding:0 0 4px 12px;min-width:0;width:100%}
 .nav-item.open .dropdown-panel{display:block;transform:none}
 .dropdown-panel a{width:100%!important;justify-content:flex-start!important}
 .dropdown-panel a{color:#c7d0d6!important;padding:13px 2px;border-bottom:none;font-weight:500}
 .dropdown-panel a:hover{background:transparent;color:var(--white)!important}
 nav.main .mm-cta{display:block;width:100%;text-align:center;margin-top:20px}
}

/* ---------------- Hero ---------------- */
.hero{position:relative;overflow:hidden;padding:48px 0 56px;background:linear-gradient(165deg,var(--navy-mid) 0%,var(--navy) 46%,var(--navy-dark) 100%);color:var(--white)}
.hero::before{content:"";position:absolute;inset:0;background:
  radial-gradient(640px circle at 12% -10%,rgba(169,132,58,.22),transparent 62%),
  radial-gradient(520px circle at 100% 10%,rgba(255,255,255,.05),transparent 55%);
 pointer-events:none}
.hero::after{content:"";position:absolute;inset:0;background-image:
  linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),
  linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);
 background-size:56px 56px;-webkit-mask-image:linear-gradient(180deg,rgba(0,0,0,.8),transparent 75%);mask-image:linear-gradient(180deg,rgba(0,0,0,.8),transparent 75%);pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.hero-badge{display:inline-flex;align-items:center;gap:9px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);padding:8px 16px 8px 12px;border-radius:999px;font-size:.78rem;font-weight:600;letter-spacing:.02em;color:#e7ecef;margin-bottom:24px}
.hero-badge .dot{width:7px;height:7px;border-radius:50%;background:var(--gold);flex:0 0 auto}
.hero h1{color:var(--white);font-weight:900}
.hero h1 .accent{color:var(--gold)}
.hero .support{font-size:1.1rem;color:var(--hero-support);max-width:520px}
.hero .support-lead{color:#eef2f5;font-size:1.16rem;font-weight:500;margin-bottom:16px}
.hero .support-sub{font-size:1rem;opacity:.82}
.hero-ctas{margin-top:30px;display:flex;gap:14px;flex-wrap:wrap}
.hero-markers{list-style:none;margin:20px 0 0;padding:0;display:flex;flex-wrap:wrap;column-gap:26px;row-gap:10px}
.hero-markers li{display:flex;align-items:center;gap:8px;font-size:.85rem;color:var(--hero-support);font-weight:500;white-space:nowrap}
.hero-markers svg{width:15px;height:15px;flex:0 0 auto;stroke:var(--gold);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.hero-panel{background:rgba(255,255,255,.06);backdrop-filter:blur(6px);color:var(--white);padding:40px 34px;border-radius:14px;border:1px solid rgba(255,255,255,.18);box-shadow:0 20px 50px -20px rgba(0,0,0,.5)}
.panel-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(169,132,58,.14);border:1px solid rgba(169,132,58,.4);color:var(--gold);font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:6px 12px;border-radius:999px;margin-bottom:16px}
.hero-panel h3{color:var(--white);font-size:1.2rem;margin-bottom:18px}
.fact{display:flex;gap:16px;padding:16px 0;border-top:1px solid rgba(255,255,255,.12)}
.fact b{flex:0 0 auto}
.fact-body{display:flex;flex-direction:column;gap:4px}
.fact-label{font-weight:700;color:var(--white);font-size:.92rem;line-height:1.35}
.fact-copy{color:var(--hero-support);font-size:.87rem;margin:0;line-height:1.5}
.fact:first-of-type{border-top:none}
.fact b{display:block;font-family:"Inter",sans-serif;font-size:1.2rem;font-weight:800;color:var(--white);min-width:92px;max-width:92px;letter-spacing:-.01em;line-height:1.2}
.fact span{color:var(--hero-support);font-size:.94rem;padding-top:4px}

/* ---------------- Photo hero (mid-page banner, echoes main hero) ---------------- */
.photo-hero{position:relative;overflow:hidden;padding:76px 0;color:var(--white);text-align:center}
.photo-hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 38%;z-index:0;display:block}
.photo-hero-overlay{position:absolute;inset:0;background:linear-gradient(165deg,rgba(11,27,42,.62) 0%,rgba(15,36,56,.5) 46%,rgba(11,27,42,.72) 100%);z-index:0}
.photo-hero .wrap{position:relative;z-index:1;margin:0 auto}
.photo-hero .eyebrow{color:var(--gold);text-shadow:0 2px 10px rgba(0,0,0,.55)}
.photo-hero h2{color:var(--white);text-shadow:0 2px 14px rgba(0,0,0,.6)}
.photo-hero .lead{color:var(--white);margin:0 auto;text-shadow:0 2px 10px rgba(0,0,0,.6)}

/* Trust bar */
.trust{background:var(--navy-dark);color:var(--white);padding:40px 0}
.trust-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.trust-card{background:var(--navy-mid);border:1px solid rgba(255,255,255,.14);border-radius:12px;padding:28px 26px;height:100%}
.trust-card h3{margin:0 0 8px;font-family:"Inter",sans-serif;font-size:1.05rem;font-weight:700;color:var(--white);line-height:1.35;text-align:left}
.trust-card p{margin:0;color:#c7d2da;font-size:.92rem;line-height:1.55;text-align:left}

/* Grids */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:start}
.svc{padding:30px 28px;background:var(--white);border:1px solid var(--line);border-radius:12px;transition:border-color .15s,transform .15s}
.svc:hover{border-color:var(--gold)}
.svc .n{width:42px;height:42px;border-radius:9px;background:var(--page);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.svc .n svg{width:21px;height:21px;stroke:var(--navy);fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.svc p{color:var(--muted);font-size:.96rem;margin:0}
.cover{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:0 40px}
.cover li{display:flex;align-items:flex-start;gap:14px;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.16)}
.cover li .ci{width:38px;height:38px;border-radius:8px;background:rgba(255,255,255,.08);display:grid;place-items:center;flex:0 0 auto;margin-top:2px}
.cover li .ci svg{width:20px;height:20px;stroke:var(--gold);fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.cover li .ct{min-width:0}
.cover li b{display:block;color:var(--white);font-family:"Inter",sans-serif;font-size:1.22rem;font-weight:600}
.cover li span{color:var(--hero-support);font-size:.94rem}
.who{padding:0 0 0 20px;border-left:1px solid var(--gold)}
.who p{color:var(--muted);font-size:.96rem}
.sec-navy .who p{color:var(--hero-support)}
.who-note{margin-top:36px;padding-top:28px;border-top:1px solid rgba(169,132,58,.3);color:var(--hero-support);font-size:.95rem;max-width:640px}

/* Plans */
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:36px}
.plan{background:var(--white);border:1px solid var(--line);padding:36px 30px;display:flex;flex-direction:column;border-radius:10px}
.plan.feat{border:1px solid var(--navy);box-shadow:0 0 0 1px var(--navy)}
.plan .tag{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:600;min-height:1.2em}
.plan h3{font-size:1.7rem;margin-top:8px}
.price{font-family:"Inter",sans-serif;font-size:2.6rem;color:var(--navy);font-weight:800;line-height:1;letter-spacing:-.02em}
.price small{font-family:"Inter",sans-serif;font-size:.92rem;color:var(--muted);font-weight:400}
.plan .for{color:var(--muted);margin:10px 0 20px;font-size:.94rem}
.plan ul{list-style:none;padding:0;margin:0 0 26px;flex:1}
.plan li{padding:10px 0;border-top:1px solid var(--line);font-size:.94rem}
.plan li:before{content:"";display:inline-block;width:6px;height:6px;background:var(--gold);transform:rotate(45deg);margin-right:12px;vertical-align:middle}
.rates{margin-top:30px;display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line);background:var(--white)}
.rates div{padding:24px 26px;border-right:1px solid var(--line)}
.rates div:last-child{border-right:none}
.rates b{display:block;font-family:"Inter",sans-serif;font-size:1.06rem;color:var(--navy);font-weight:700;letter-spacing:-.005em;margin-bottom:8px}
.rates span{font-size:.9rem;color:var(--muted);line-height:1.55;display:block}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:36px;counter-reset:s}
.step{padding:0 32px 0 0}
.step:before{counter-increment:s;content:"0" counter(s);display:block;font-family:"Inter",sans-serif;font-weight:800;font-size:2.4rem;color:var(--gold);line-height:1;margin-bottom:16px;padding-bottom:16px;border-bottom:1px solid var(--line)}
.step p{color:var(--muted);font-size:.96rem}

/* Check-link card */
.sec-check{background:#eef2f6;padding:52px 0}
.check-card{background:var(--white);border:1px solid #c9d6de;border-radius:14px;box-shadow:0 8px 28px rgba(15,36,56,.07);padding:44px 52px;max-width:600px;margin:0 auto;text-align:center}
.check-label{display:inline-flex;align-items:center;gap:8px;font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:14px}
.check-label svg{width:16px;height:16px;stroke:var(--gold);fill:none;stroke-width:1.8;display:block;flex:0 0 auto}
.check-card h2{margin:0 0 12px;font-size:1.5rem}
.check-card p{color:var(--muted);margin:0 auto;max-width:440px}
.check-card .btn{margin-top:22px;white-space:normal;line-height:1.35}
.check-reassure{margin:14px 0 0;font-size:.83rem;color:var(--muted)}
.check-cta{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:40px;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.faq-list{max-width:760px;margin-top:36px;border-top:1px solid var(--line)}
.faq-item{border-bottom:1px solid var(--line);padding:22px 0}
.faq-item summary{font-weight:700;color:var(--ink);font-size:1.05rem;cursor:pointer;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:16px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-size:1.4rem;color:var(--gold);flex:0 0 auto;font-weight:400}
.faq-item[open] summary::after{content:"\2212"}
.faq-item p{color:var(--muted);margin-top:12px;max-width:680px;line-height:1.6}
.check-cta h3{margin-bottom:6px}
.check-cta p{color:var(--muted);margin:0;max-width:460px}

/* About */
.portrait{aspect-ratio:1/1;border-radius:12px;border:1px solid var(--gold);overflow:hidden;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-mid) 100%)}
.portrait img{width:100%;height:100%;object-fit:cover;object-position:center;display:block}
.not-list{list-style:none;padding:0;margin:0}
.not-list li{padding:16px 0;border-bottom:1px solid var(--line)}
.not-list li b{color:var(--navy)}
.hw-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:36px}
.hw-card{background:var(--page);border:1px solid var(--line);border-radius:12px;padding:28px}
.hw-card h3{margin:0 0 10px;font-size:1.12rem;color:var(--navy);font-family:"Inter",sans-serif;font-weight:700}
.hw-card p{color:var(--muted);margin:0;font-size:.97rem;line-height:1.6}
.hw-callout{margin-top:28px;padding:20px 24px;background:var(--white);border:1px solid var(--line);border-radius:10px;color:var(--muted);font-size:.95rem}
.hw-final{margin-top:28px;color:var(--muted);max-width:680px}
.page-head{padding:76px 0 44px;border-bottom:1px solid var(--line)}
.legal h2{font-size:1.6rem;margin-top:1.8em}
.legal p,.legal li{color:#3a444d}
.draft{background:var(--white);border:1px solid var(--gold);border-left:4px solid var(--gold);padding:16px 20px;font-size:.94rem;margin:0 0 28px;border-radius:10px}

.protect-list{list-style:none;margin:24px 0 32px;padding:0;display:flex;flex-direction:column;gap:2px}
.protect-list li{display:flex;align-items:flex-start;gap:14px;padding:15px 2px;border-bottom:1px solid var(--line);font-size:1rem;color:var(--ink);font-weight:500;line-height:1.5}
.protect-list li:last-child{border-bottom:none}
.protect-list svg{width:20px;height:20px;flex:0 0 auto;margin-top:3px;stroke:var(--gold);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.next-steps{list-style:none;padding:0;margin:16px 0 0;color:var(--muted)}
.next-steps li{padding-left:0;margin-bottom:20px;font-size:.96rem;line-height:1.6}
.next-steps li:last-child{margin-bottom:0}
.next-steps li b{display:block;color:var(--navy);font-family:"Inter",sans-serif;font-weight:700;font-size:1rem;margin-bottom:4px}

/* Forms */
.card{background:var(--white);border:1px solid var(--line);padding:34px;border-radius:12px}
.card h3{margin-bottom:6px}
.small{font-size:.85rem;color:var(--muted)}
label{display:block;font-size:.84rem;font-weight:600;color:var(--navy);margin:16px 0 6px;letter-spacing:.01em}
input[type=text],input[type=tel],input[type=email],select,textarea{width:100%;padding:12px 14px;border:1px solid var(--line);background:var(--page);font:inherit;font-size:16px;color:var(--ink);border-radius:8px;-webkit-appearance:none;appearance:none}
select{background-image:linear-gradient(45deg,transparent 50%,var(--navy) 50%),linear-gradient(135deg,var(--navy) 50%,transparent 50%);background-position:calc(100% - 20px) 55%,calc(100% - 15px) 55%;background-size:5px 5px;background-repeat:no-repeat;padding-right:40px}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);outline-offset:1px}
textarea{min-height:130px;resize:vertical}
.form-note{margin-top:14px;font-size:.82rem;color:var(--muted)}
.form-done{display:none;margin-top:16px;padding:14px;border-left:3px solid var(--gold);background:var(--page);font-size:.92rem;border-radius:10px}
form .btn{width:100%;margin-top:22px;padding:14px}

/* Check page */
.progress-wrap{margin-bottom:8px}
.progress-bar{height:4px;background:var(--line);border-radius:2px;overflow:hidden;margin-top:10px}
.progress-fill{height:100%;background:var(--gold);border-radius:2px;transition:width .3s ease}
.q-slide{border:0;padding:28px 0;margin:0}
.q-num{font-size:.76rem;letter-spacing:.16em;color:var(--gold);font-weight:600;text-transform:uppercase}
.q-text{font-family:"Inter",sans-serif;font-weight:700;font-size:1.28rem;color:var(--navy);margin:6px 0 16px;line-height:1.32;letter-spacing:-.01em}
.opt{display:flex;align-items:center;gap:14px;width:100%;padding:15px 18px;margin:0 0 10px;border:1px solid var(--line);background:var(--white);font-weight:500;font-size:1rem;color:var(--ink);cursor:pointer;border-radius:8px}
.opt:hover{border-color:var(--gold)}
.opt input[type=radio]{width:20px;height:20px;min-width:20px;max-width:20px;flex:0 0 20px;margin:0;accent-color:var(--navy)}
.opt:has(input:checked){border-color:var(--navy);background:var(--page)}
.check-actions{margin-top:8px;display:flex;gap:16px;align-items:center;flex-wrap:wrap}
#check-msg{font-size:.9rem;color:#8a3b2a}
#results{scroll-margin-top:96px;display:none;margin-top:34px;background:var(--navy);color:#dfe6ea;padding:36px;border-radius:12px}
#results h3{color:var(--white)}
#results ul{list-style:none;padding:0;margin:18px 0 24px}
#results li{padding:14px 0;border-top:1px solid rgba(169,132,58,.4)}
#results li b{color:var(--white);display:block;font-family:"Inter",sans-serif;font-size:1.2rem;font-weight:600}
#results .results-cta{margin-top:4px;padding-top:24px;border-top:1px solid rgba(169,132,58,.4)}
#results .results-cta h4{color:var(--white);font-family:"Inter",sans-serif;font-size:1.15rem;margin:0 0 10px}
#results .results-cta p{color:var(--hero-support)}
#results .results-cta .small{color:#9fb0ba;display:block}

/* Footer */
footer.site{background:var(--navy-dark);color:#a9b3ba;padding:52px 0 36px;font-size:.9rem}
.ft{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;align-items:flex-start}
footer .word{color:var(--white)}
footer .mark{color:var(--white)}
footer nav a{color:var(--white);text-decoration:none;margin:0 6px}
footer nav a:hover{color:var(--gold)}
footer .dot{color:var(--gold)}
.fine{margin-top:32px;padding-top:18px;border-top:1px solid rgba(169,132,58,.28);font-size:.8rem;color:#7c8890}

@media (max-width:900px){
 section{padding:44px 0}
 .hero{padding:40px 0 48px}
 .hero-grid,.grid-2{grid-template-columns:1fr;gap:40px}
 .grid-3,.plans,.steps,.hw-grid{grid-template-columns:1fr}
 .steps{gap:34px} .step{padding:0}
 .trust-grid{grid-template-columns:1fr;gap:16px}
 .trust-card{padding:24px 22px}
 .trust-card h3{font-size:clamp(22px,5.5vw,26px);line-height:1.25}
 .cover{grid-template-columns:1fr}
 .rates{grid-template-columns:1fr}
 .rates div{border-right:none;border-bottom:1px solid var(--line)}
 .rates div:last-child{border-bottom:none}
 .portrait{max-width:480px;margin:0 auto}
 .check-cta{flex-direction:column;align-items:flex-start}
 .check-card{padding:36px 26px}
 .check-card .btn{width:100%}
 .hero-markers{flex-direction:column;flex-wrap:nowrap;gap:12px}
 .hero-markers li{white-space:normal}
}
@media (max-width:520px){
 body{font-size:16px}
 .wrap{padding:0 18px}
 .card{padding:24px 20px}
 #results{padding:26px 20px}
 .word{font-size:1.2rem}
 .q-text{font-size:1.25rem}
}